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Small Business Factoring BRT Financial BBB Rating

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Small Business Factoring

Thirty Reasons Why
Businesses Fail...

1. Insufficient control over the cost/quality of your product.

2. Lack of proper inventory stock control.

3. Buying inventory short and selling long.

4. Under pricing the goods you are selling.

5. Poor customer relations.

6. Failure to promote and continue promotion of your public image.

7. Poor public relations with suppliers of goods and services to your company.

8. Management’s lack of ability to reach decisions quickly and act fast.

9. Failure to keep pace with management aids as conditions change.

10. Real and psychosomatic illnesses of key people.

11. Reluctance to be aware and seek professional assistance when needed.

12. Failure to minimize taxation through proper advice on tax planning.

13. Inadequate insurance programs.

14. Lack of planning and forward impetus in sales department.

15. Poor human relations with your staff.

16. Loss of key personnel.

17. Lack of total knowledge of your product, merchandise or services.

18. Inability to foresee and cope adequately with competition.

19. Complacency about competition.

20. Failure to anticipate market trends in connection with your products & services.

21. Failure to anticipate market trends in regard to purchases.

22. Lack of control of liquid assets.

23. Insufficient planning for future capital needs.

24. Failure to stay within the bounds dictated by capital availability.

25. Lack of budgeting or failure to adhere to budget.

26. Refusing to recognize factuality of financial position.

27. Poor record keeping.

28. Granting of too much credit.

29. Purchasing too much on credit.

30. Poor receivables control.

Specialize in Small to Medium Sized Businesses in Following Industries:

Staffing, Transportation, Machining, Printing, Food Processing, Technology, Advertising Fulfillment, Design, Software, Janitorial, Security, Nursing, Apparel, Custom Brokers, Electronics, Furniture, Pallets, Giftware, Pharmaceuticals, Government Contractors, and Others...

Pre-Qualification Process:

Credit Worthiness of Your Customers!
Other Lenders and Liens!
Invoice Amounts, Frequency, and Collection History!
Overall Customer Solvency!

Top Ten Reasons for Small Business Factoring

1. CASH IN AS LITTLE AS 24 HOURS
Factoring provides you with the ability to meet your CASH FLOW NEEDS IMMEDIATELY!

2. NO DEBT CREATED
Loans require collateral limited by your hard assets. Factoring is NOT a loan, so there is no debt to repay. A factoring company purchases your invoices at a discount. This enhances the financial ratios often used to determine your credit worthiness in obtaining other types of financing. Your balance sheet is more attractive and your financial position is strengthened.

3.HIGH ADVANCE RATE
Our participating factors provide Higher Advance Rates which means you factor fewer invoices to meet your cash flow needs, which also means YOU WILL SAVE MONEY!

4. NO FINANCIAL STATEMENTS REQUIRED
In many cases, no business or personal financial statements or tax returns requested. Clean personal credit is not required.

5. PROFESSIONAL COLLECTIONS
Factors handle collections in a professional manner. Factors are not collection agencies. They understand the importance of business relationships and treat each debtor as though it is your best customer. Factoring companies SPEED the collection of invoices and reduce your collection cost. You can eliminate the overhead cost associated with having someone internally handling collections.

6. INVOICE PROCESSING
You can greatly reduce your cost of processing invoices because factors handle much of the work.

7. ENHANCE YOUR CREDIT
Once you begin factoring, the increased cash flow will provide the liquidity to pay your venders on time. Making timely payments to vendors positively affects your credit rating and allows you to obtain credit from other vendors and financial institutions.

8. INCREASED PRODUCTIVITY
Business owners often spend more than half of their time on duties they do not find productive, such as collections, administration, bookkeeping, warding off creditors and searching for additional capital. Factoring helps eliminate this wasted time.

9. REDUCE ACCOUNTING COST
You will receive information regarding outstanding and paid accounts on a daily, weekly, and monthly basis.

10. NO LOSS OF BUSINESS EQUITY
Ownership percentages remain unchanged with a factoring arrangement (unlike considering bringing in new partners with capital).
    Most Credit Impaired Applicants Helped... Invoice Factoring


Instant Cash Flow
Use Your Receivables!
It's Your Money! Get It Back Today...
Not 30, 45, or 60 Days Later!

Claim Your Money Today!

Small Business Factoring

What Is Small Business Factoring?

When your business sells to another business and then sells its unpaid but collectible invoices with no liens on those receivables to a factoring institution, at a discount.

If you cant't wait 30, 60 or 90 days to collect your money from your invoices sent to your customers!
Or
You don't have alternative finance resources or your personal credit is impaired!


The power of factoring is that capital can be raised not based on your credit worthiness! Rather, it can be raised based on the credit worthiness of your cuatomers!

Small Business Factoring Is:

Not A Loan!
No Monry Is Loaned!
No Money Is Borrowed!
No Interest Is Paid!
Selling An Invoice At A Discount!

Who Qualifies For Small Business Factoring:

Viable Entity!
Selling Goods or Services To Credit Worthy Customers!
Having A Need To Factor At Least $10,000 A Month!
With Unencumbered AR!
Where Goods or Services Already Delivered!


Your business needs the number one Invoice Factoring source for one stop financing and business financing needs.

Custom financing solutions with unmatched personal service for steady and predictable cash flow that is crucial to the success and profitability of every business.

All too often a business will find the majority of their working capital tied up in your customers accounts receivable:

BRT has been successful in arranging funding of deals that have been turned down by other lending institutions, BRT turns dead deals into funded deals!


How To Increase Your Company's

Small Business Factoring Cash Flow

The problem with the small business owner is that they do not think big enough... they need to think like a Fortune 500 Business in order to bring in the big bucks. Also, let me be so bold to state that your business has been suffering lately, and let me start by saying ?

ITS NOT YOUR FAULT!!! Lets all face it; if you keep doing what you have been doing, you will watch your business continue down the same path! You know time is money, right, so how much of both are you able to invest in your business.



Small Business Factoring


Small Business Factoring

Get An Introduction To Factoring That Will Help You Understand What Small Business Factoring Is And How It Can Help Your Business Grow!

Double Click On Triangle Buttons To Hear Videos

  1. Introduction!

 

  6. Other Services Offered!

 2. Life of Every Business!

 

  7. What It Takes to Begin!

  3. Factoring Defined!

 

  8. Telling Your Customers!

  4. How Factoring Works!

 

  9. Benefits of Factoring!

  5. Can You Qualify!

 

  10. Conclusion!



Start Expanding In 10 Easy Steps…   [Click Here]

Step #1  You must do as the Fortune 500 do even if your company is small or in a growth stage! The Fortune 500 factor their receivables!

Step #2  The time value of money! The more money you have now (this moment) the more you use in growing your business to earn more money. It’s a rolling effect and it keeps going… but you must get started with the right program for your business!

Step #3  Don’t’ go thinking like a small business again… you’ve got to think like the Fortune 500. You have to know how to use this new gained cash wisely!

Step #4  Start using the increased cash flow to offset recurring expenses… Call your vendors and negotiate better terms for paying earlier (2-5% discount for paying off your bills within 10 days)! You may think your vendors don’t offer a discount, well call them up and negotiate with them, don’t accept their non-sense and baloney. If they tell you they can’t afford to give you a discount, just explain to them the concept of the time value of money!

Step #5  Buy inventory or have extra cash for payroll and get more sales orders completed. Get your inventory into your customer’s hands so they don’t lose out on sales. Or have the cash for payroll for a new customer order on filling a contract labor deal, then business really begins to soar!

Step #6  You now have the power (money) to buy larger quantities at substantial savings. “Negotiate, Negotiate, Negotiate… money talks, nobody walks”.

Step #7  Use the extra cash flow to start targeted direct mail marketing programs! Because this will increase your customer base so you can take advantage of increased sales from this great opportunity and reel in the extra business!

Step #8  Save big time on payroll! Well you say how… it’s simple! The factoring company is going to take care of your credit and collection problems for you if you want, at no extra charge to you!

Step #9  FACT: Customers pay factors before paying other independent business invoices. So by utilizing a factoring relationship, you’ll have improved receivable turns and your Cash will be rolling in even faster than a speeding bullet!

Step #10  Not all factors are created equal, if BRT agrees to work with you in factoring your invoices to meet your needs and which factor to work with. Get prepared to take your business to new heights and secure the stability of cash flow, peace of mind, control, reduced stress, improved planning and time to focus on what is critical to making money!

Ways Your Company Can Benefit From Factoring:

Immediate Cash
Factoring offers funding on your qualified receivables in 24-48 Hours or less.

Working Capital
Factoring is the only financing mechanism directly linked to your company's sales. As sales increase more money becomes immediately available to you. This allows you to meet increasing demand for your products and/or services.

No Debt Incurred
Factoring is not a loan, therefore no debt is incurred. It is your money being advanced to you before your customer pays the invoice. This keeps your balance sheet looking good making it easier for you to obtain other types of financing.

Builds Credit
Factoring protects and improves credit ratings by providing your business with the adequate cash flow to pay vendors promptly and even take advantage of trade discounts.

Invoice Processing
Factor handles all the work associated with processing your invoices including mailing them and paying for the postage, posting invoices to a computer, depositing checks, entering payments and producing regular reports.

Cash "As Needed" means Nonstop Opportunity and Growth for your Business and includes:

• Cash stability!
• Simple to start and use!
• Increased sales and profit potential!
• Added purchasing power for supplies and equipment!
• Ending payroll and tax payment worries!
• Better ability to take trade discounts!
• New financial and technical resources!
• You keep control!


Widely accepted as an alternative financing source, accounts receivable funding is used extensively in almost every industry by companies that need immediate cash - either for growth or for survival - and may or may not qualify for traditional loans or grants.

With accounts receivable funding, your invoices for goods or services rendered to your customers can be converted into immediate cash to better manage and expand your business. Some of the more common industries that rely on accounts receivable funding to maintain a steady flow of cash include:

All too often a business will find the majority of their working capital tied up in accounts receivable and wish to use another vehicle if you qualify for accounts receivable financing, Click on Benefits Account Receivable Financing to read more information.

 Small Business Financing  Personnel / Temporary Agencies  Business Finance  Trucking Companies
 Business Small Financing Caterers  Small Business Loans  Commercial Printers
 Business Finance  Commercial Bakeries  Financing  Manufacturers
 Financing  Wholesalers  Business Owner Financing  Importers
 Business Funding  Distributors  Business Funds  Apparel (Garment / Textile)
 Business Loans  Communications Companies  Business Owner Financing  Footwear Manufacturers
 Business Finance for owners  Toys and Sporting Goods  Business Loan Financing  Security Companies
 Small Business Finance  High-tech and Related Industry  Business loans for Financing  Cable Installers
 Business owner Financing  Professional Services (Legal / Acctg.)  Business Financing  Medical Groups
 Financing for business  Physicians  Business Financing loans  Hospitals
 small Business Financing  Nursing Homes  Business Funding loans  Assisted Living Facilities
 Business Finance loan  And any Business Generating Invoices to Business or Government


Contact Information:

BRT Financial, Inc.
450 State Rd. 13N, Suite 408
Jacksonville, FL 32259
Tel: 904-551-6090
Fax:904-513-9229
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